Life insurance, minus the runaround.
Understand what life-insurance coverage may make sense for you — privately, clearly, and without a sales call.
No name. No email. No phone number. No sales call.
About 3 minutes
Research prototype only. Lumence does not currently sell or quote insurance.
Insurance should begin with understanding, not selling.
Lumence helps you understand your potential coverage needs before you ever enter a sales process.
How it works
- 1
Tell us broadly about your situation
Age range, family, income range, mortgage and savings. Ranges only, one question at a time.
- 2
See a reasonable coverage range
A rounded range and a term length, with the reasoning behind it.
- 3
Understand what affects price and term
What moves the price up or down, and why a longer or shorter term might fit.
We don’t want your personal information.
Lumence never asks for your:
- ✕ Name
- ✕ Phone number
- ✕ Exact address
- ✕ Social Security number
- ✕ Date of birth
- ✕ Payment details
You answer with broad ranges. Nobody will call or email you, because we never ask how.
See your range in about three minutes.
No name. No email. No phone number. No sales call.