Life insurance, minus the runaround.
Understand what life-insurance coverage may make sense for you — privately, clearly, and without a sales call.
No name. No email. No phone number. No sales call.
About 3 minutes
Research prototype only. Lumence does not currently sell or quote insurance.
Insurance should begin with understanding, not selling.
Lumence helps you understand your potential coverage needs before you ever enter a sales process.
How it works
- 1
Tell us broadly about your situation
Age range, family, income range, mortgage and savings. Ranges only, one question at a time.
- 2
See an illustrative coverage range
An illustrative coverage range and possible term length, with a clear explanation of the assumptions behind both.
- 3
Understand what affects price and term
What moves the price up or down, and why a longer or shorter term might fit.
We don’t want your personal information.
In this research version of Lumence, we don’t ask for your:
- ✕ Name
- ✕ Phone number
- ✕ Exact address
- ✕ Social Security number
- ✕ Date of birth
- ✕ Payment details
You answer with broad ranges. Nobody will call or email you, because we don’t ask how.
See your range in about three minutes.
No name. No email. No phone number. No sales call.